As a professional in the fitness industry, you take your personal training seriously. Fitness Instructor Liability Insurance is an important coverage to have, and although our online portal allows you to include various insurance products, the most important coverage for fitness professionals is Professional Liability:

Professional Liability (E&O) – As a personal trainer, you’re responsible for your clients well-being. This policy ensures you’re covered for your training processes and advice provided to your clients.

You’ll also have the opportunity to purchase coverage for business property you may use such as exercise equipment or your computer you use for business. Even Commercial General Liability (CGL) can be included to insure things like a slip and fall at an exercise space you may rent to train your clients.

Apply online now and get an instant quote so you can be protected against liability claims for potential malpractice during your instruction, as well as coverage for bodily injury (BI) and third-party property damage (PD) at utilized facilities.

You want to promote good health and you always have your client’s overall well-being in mind. It’s important to ensure your longevity in the fitness industry through an insurance policy as liability claims can be very costly. Uninsured damages can leave you in a terrible position financially from a business perspective, as well as personally.

ReFrame will arrange a policy that protects you from litigation and judgements awarded by the courts, as well as potential out-of-court settlements and defense costs. If damages are files against you or you are sued, ReFrame's reliable insurers will cover the costs for investigation, attorney expenses, and medical expenses in the case of injury.

Reframe offer coverage for various types of trainers and instructors:

- Aquatic Fitness
- Boot Camp Instructors
- Boxing for Fitness (Non-Contact)
- CrossFit
- Dance
- Group Fitness & Training
- Personal Trainers
- Sport Conditioning Specialist
- Weight Training
- Wellness & Nutrition Specialist
- Yoga Instructors
- Zumba
- and more!

The cost of your insurance policy is dependent on various factors, including:

- Specifics about your operations
- Deductibles
- Estimated annual revenues
- Age of your clients
- Coverage & limits requested
- and more

If you're worried about the cost, don't worry! Coverages with premiums can be as low as $300 annually. Completing the online application is FREE; you are not required to proceed with coverage even when a quote is provided!